Airline Credit Cards  
Home Business Info Secured Loans Money Management Credit Scores

Virgin Atlantic American Express® Card from Bank of America - White

This airline credit card is issued by Bank of America.

This card received a rating of 4.50 out of 5.00


The Virgin Atlantic American Express® Card - White, issued by Bank of America, is designed for those who travel frequently with Virgin Atlantic Airways or any of its partners and would like to take advantage of the mileage rewards program.

 

Introductory Rate: 0% APR for 6 Billing Cycles
Time Period: 6 months
Rate Applied To: Purchases, Balance Transfers
Additional Details: The introductory rate is 0% for the first 6 billing cycles on purchases, balance transfers, and cash advance checks.
Regular APR: 13.99%
Variable or Fixed: Variable
Annual Fee: $49
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Type Of Rewards: Mile
Be sure to read the card's Terms and Conditions before applying!

Credit Card Review

The Virgin Atlantic American Express® Card - White, issued by Bank of America, is designed for those who travel frequently with Virgin Atlantic Airways or any of its partners and would like to take advantage of the mileage rewards program.

Through the rewards program, cardholders earn three miles per dollar spent with Virgin Atlantic Airways and one mile per dollar spent on all other purchases. 12,500 bonus miles are applied to the account upon their first purchase plus, an additional 7,500 miles will be applied to the account every year on the date of the account opening as long as reach $15,000 in spending for that year. Miles never expire, and there is no limit to the number of miles that can be earned. An additional $2,500 miles can be earned when cardholders add an additional user to their account.

The annual fee of $49 is reasonable when you consider how quickly your rewards can add up. There is a 0% introductory rate that applies to purchases, balance transfers, cash advance checks, and direct deposits for the first six billing cycles, and the interest rate is above average for a reward card after the introductory rate expires.

In addition to the reward program, cardholders can expect various benefits such as purchase protection, auto rental insurance, and various travel and emergency assistance services.

Therefore, those who frequently fly with Virgin Atlantic Airways and plan to take advantage of the reward program will benefit most from what the Virgin Atlantic White Card has to offer.

(This Credit Card program is issued and administered by FIA Card Services, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. Virgin Atlantic Airways is a registered trademark of Virgin Atlantic Airways Limited and is used by the issuer pursuant to license. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.)

This review was updated 2008-10-28T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards: Mile
Reward Program Optional: No
  Optional programs may have a fee. See Terms and Conditions for details.

For Cards with Cash Back Incentives
   Lowest Possible Rebate: n/app
   Highest Possible Rebate: n/app
   Additional Rebates: n/app
   Rebate Details: n/app

For Cards with Point Incentives
   Points Per Dollar Spent: n/app
   Additional Points: n/app
   Point Details: n/app

For Cards with Airline Incentives
   Miles Per Dollar Spent: 1 Mile
   Additional Miles: Cardholders can earn 3 miles per $1 spend on Virgin Atlantic purchases, and 1 mile spend per $1 in retail purchases.
   Program Details: Cardholders can redeeem miles for travel on Virgin Atlantic or with other Flying Club partners.

Rewards Expiration Period: None

Annual Limit: None

Additional Credit Card Perks

Various Internet account related services. Get 10% Off Published Virgin Atlantic Premium Economy Fares Until December 31, 2008. Access to Virgin Atlantic Plastic Fantastic program. Personal concierge services. Identity theft protection. Purchase protection. Extended warranty for purchases. Emergency assistance for medical, legal, personal, and travel matters. 24-Hour emergency roadside assistance. Up to $500,000 in travel accident insurance. See website for additional benefits.

Special Notations about the Virgin Atlantic American Express® Card from Bank of America - White

*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions.

Always read the credit card's Terms and Conditions before applying!