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Credit Card Review The Max Rewards(SM) Travel Focus (0% for 6 BAP), issued by First National Bank of Omaha, is designed for those with excellent credit who want to participate in a reward program that offers a variety of rewards. Through the reward program, cardholders earn three points for every dollar they spend on hotels and air travel and one point for all other purchases. Points are redeemable for travel rewards, exclusive gift cards, electronics, clothes, and household items as well as other luxurious indulgences. There is no limit to the number of points that may be earned, but any unused points will expire after five years. There is a 0% introductory APR for purchases for the first six billing cycles. The card has no annual fee and a reasonable APR for purchases after the introductory rate expires.In addition to the reward program, cardholders can expect standard platinum benefits such as various online account services.It is important to note that the APR for both purchases and cash advances is based on the highest Prime Rate offered over three months. This is simply another way of stating minimum caps, which results in APRs that will not go below a predetermined value.Therefore, those who would like to participate in the reward program and will take advantage of the introductory rate will benefit most from what the Max Rewards(SM) Travel Focus (0% for 6 BAP) has to offer.This review was updated 2008-08-21T00:00:00.0000000-07:00 Reward Program Information
Rewards Expiration Period: 5 Years Annual Limit: None Additional Credit Card Perks Special Notations about the Max Rewards(SM) Travel Focus (0% for 6 BAP) The APR is based on LIBOR (London Interbank Offered Rate). The APR for Purchases and Balance Transfers may vary and will be the greater of 13.99% or the Index plus a Margin of 8.50%, depending on your credit criteria. The APR for cash advances is equal to the greater of 18.50% + LIBOR (London Interbank Offered Rate) or 19.99%. The Index Rate is the highest one-month London Interbank Offered Rate as quoted in The Wall Street Journal on any day during the prior 90-day period. See website for complete terms and conditions of card usage and application disclosure.Always read the credit card's Data before applying! |
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