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Bank of America Visa Signature® WorldPoints™ Rewards

This airline credit card is issued by Bank of America.

This card received a rating of 5.00 out of 5.00


The Bank of America Visa Signature® WorldPoints® Rewards, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that it offers.

 

Introductory Rate: 0% APR for 12 Billing Cycles
Time Period: See Terms
Rate Applied To: Balance Transfers
Additional Details: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Regular APR: 9.99% / 15.99%
Variable or Fixed: Fixed
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Type Of Rewards: Point
Be sure to read the card's Terms and Conditions before applying!

Credit Card Review

The Bank of America Visa Signature® WorldPoints® Rewards, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that it offers.

Cardholders earn one point for every dollar spent on general purchases, which can be redeemed for a variety of benefits including merchandise, gift certificates, cash rebates, and travel rewards. There is no limit to the amount of points that may be earned per year; however, points will expire after five years.

This card has no annual fee, and the APR for purchases and balance transfers is reasonably low. There is also a 0% introductory APR for balance transfers and cash advance checks for the first twelve billing cycles.

In addition to the reward program, cardholders can expect common benefits such as fraud protection services, online access, and a personal concierge service.

Therefore, those who plan to take advantage of the introductory offer, the very low APR for purchases and balance transfers, the reward program, and the various benefits and services may find the Bank of America Visa Signature® WorldPoints® Rewards to be a suitable option.

This review was updated 2008-09-22T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards: Point
Reward Program Optional: No
  Optional programs may have a fee. See Terms and Conditions for details.

For Cards with Cash Back Incentives
   Lowest Possible Rebate: n/app
   Highest Possible Rebate: n/app
   Additional Rebates: n/app
   Rebate Details: n/app

For Cards with Point Incentives
   Points Per Dollar Spent: 1 Point
   Additional Points: None
   Point Details: Points are redeemable for travel, merchandise, gift certificates, cash, and more.

For Cards with Airline Incentives
   Miles Per Dollar Spent: n/app
   Additional Miles: n/app
   Program Details: n/app

Rewards Expiration Period: 5 Years

Annual Limit: None

Additional Credit Card Perks

See website for additional benefits.

Special Notations about the Bank of America Visa Signature® WorldPoints™ Rewards

This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Terms and Conditions before applying!