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| Introductory Rate: |
0% APR for 6 Billing Cycles |
| Time Period: |
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| Rate Applied To: |
Balance Transfers |
| Additional Details: |
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| Regular APR: |
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| Variable or Fixed: |
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| Annual Fee: |
$495 |
| Annual Fee Details: |
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| Application Fee: |
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| Participation Fee: |
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| Reload Fee: |
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| Inactive Fee: |
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| Total First Year Fees: |
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| Type Of Rewards: |
Rebate |
| Be sure to read the card's The minimum APR for cash advances is 19.99%.
See website for complete terms and conditions of card usage and application disclosure.
before applying! |
Credit Card Review
The Visa Black Card, issued by Barclays Bank Delaware, is so unique it's not even made of plastic. It's made of a patent pending carbon card construction and offers its members exclusive rewards and benefits to match.
Through the Exclusive Rewards Program, Cardmembers can opt to receive 1% cash back on purchases or one point for every dollar spent on purchases. Points redeemed towards travel are redeemed at a 50% higher rate, and can be used on any airline at anytime, with no blackouts or restrictions. Rewards expire five years after they are awarded.
The star-quality benefits that come with this card include 24-hour concierge services, luxury gifts from top retailers, and access to hundreds of airport lounges with an exclusive Travel Lounge Priority Pass™. Additional benefits include travel accident insurance, a Collision Damage Waiver, $300 baggage delay insurance, $1,500 trip interruption/cancellation insurance, and more.
To access all of the benefits that come with this card, Cardmembers will be required to pay a $495 annual fee (and $195 for each additional cardholder). Although the APR for purchases and balance transfers are above average, cardholders will enjoy a 0% introductory rate on balance transfers for the first six billing cycles.
The APR for cash advances does have a minimum cap, which means that no matter how low the Prime Rate falls, the interest rate will not go below a predetermined rate.
Card membership is limited to ensure the highest level of service, so those who love the benefits of exclusivity, will find The Visa Black Card a great match for their fine tastes.
This review was updated
Reward Program Information
| Type Of Rewards: |
Rebate |
| Reward Program Optional: |
No |
| |
Optional programs may have a fee. See The minimum APR for cash advances is 19.99%.
See website for complete terms and conditions of card usage and application disclosure.
for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
1% |
| Highest Possible Rebate: |
1% |
| Additional Rebates: |
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| Rebate Details: |
Cardmembers can opt to receive 1% cash back on purchases or one point for every dollar spent on purchases. |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
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| Additional Points: |
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| Point Details: |
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| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
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| Additional Miles: |
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| Program Details: |
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Rewards Expiration Period:
Annual Limit:
Additional Credit Card Perks
Travel Lounge Priority Pass™
$250,000 worldwide travel insurance.
$300 baggage delay insurance.
Auto rental collision damage waiver.
$1,500 trip interruption/cancellation insurance.
Purchase security.
Warranty manager service.
See website for additional benefits. Special Notations about the Visa Black Card
The minimum APR for cash advances is 19.99%.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's The minimum APR for cash advances is 19.99%.
See website for complete terms and conditions of card usage and application disclosure.
before applying!
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